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Atlas America
Designed for Non-US Citizens travelling outside their home country, including USA.
Eligible Ages Age 14 days to 80 plus
Maximum benefit options For age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 and $1000,000 - Age 70 to 79 $50,000 and Age 80 Plus $10,000
Deductible options $0, $100, $250, $500, $1,000 and $2,500
Co-Insurance - claims incurred in USA or Canada For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Co-Pay is waived if Network service providers are used and they bill administrators directly.
Co-insurance - Claims incurred outside USA or Canada For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit
Pre-Existing condition exclusion period 2 Years immediately preceding effective date. Acute Onset of Pre-existing Condition is covered for members under age 70, up to $15,000 limit per Certificate Period for Eligible Medical Expenses and $25,000 limit per Certificate Period for Emergency Medical Evacuation.
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Underwritten by Lloyds, London
Administrators HCC Medical Insurance Services
251 North Illinois Street, Suite 600
Indianapolis, IN 46204
Coverage can be extended (minimum: 5 days) up to 12 months. Provided there is no break in coverage, you will not be required to re-satisfy your Deductible, Coinsurance or Pre-existing Condition provision. There will be a renewal fee of $5 per policy, in addition to the premium.

Click image to download Atlas Series brochure in PDF format

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